Estimate your monthly loan payment, total interest and repayment time.
Monthly repayment
£198.01
Your regular monthly payment.
Paid off in
5 years
Your entered loan term.
Total interest
£1,880.72
Interest paid over the loan.
Total repaid
£11,880.72
Loan amount plus interest.
The calculator spreads the loan and its interest across the entered term using equal monthly payments. A 0% loan is divided evenly across the term.
Yes. Paying more each month can reduce both the repayment time and total interest, but you should check your lender's overpayment rules first.
No. It does not include lender fees, insurance, changing interest rates or early-repayment charges, so it should be treated as an estimate.
No. The calculation runs locally in your browser and the entered values are not uploaded or stored by this calculator.